Choosing a reliable roofing company involves verifying their insurance and licenses to ensure quality and protection.

Step-by-step Guide to Verify Insurance and Licenses

• Check State Licensing Requirements: Each state has different requirements for roofing contractors. Check with your state’s licensing board.
• Request Proof of Insurance: Ask the roofing company for a copy of their insurance certificate, specifically for liability and workers’ compensation.
• Contact the Insurer: Call the insurance company to verify that the policy is active and matches the name of the roofing contractor.
• Check for Complaints: Search for reviews or complaints about the contractor with the Better Business Bureau (BBB) or local consumer protection agencies.
• Review Previous Work: Ask for references and examples of past roofing jobs to assess their quality and reliability.

FAQs

• What should I do if a roofing contractor does not have proof of insurance?

  You should consider this a red flag and look for another contractor.

• How often should I verify a roofing company’s license?

  Before hiring, always verify their license. It’s a critical step to ensure their legitimacy.

• Can I get compensation if a contractor damages my property and is uninsured?

  If they are uninsured, it might be difficult to receive compensation. Always choose insured contractors.

Insurance Verification Steps

1. Request a copy of the insurance certificate.
2. Check the coverage amounts listed.
3. Verify the policy’s status with the insurance company.

Common Roofing Licenses by State

Decision Making Tools

• Mind Map: Verify Insurance & License
  • Research State Requirements
  • Request Documentation
  • Verify with Insurer
  • Check Reviews
  • Assess Previous Work

Statistics on Roofing Insurance