I stumbled across these types of accounts a few years ago when I was figuring out how to better manage my savings. They’ve got this setup where you don’t need to pay taxes on the money till you take it out. Pretty handy if you’re looking to maximize the amount you can save over time. The idea is to let your savings compound and not get hit by taxes each year. Definitely something to consider if you’re into stretching every dollar in your saving strategy.