What discounts are available for senior drivers?

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Updated:14/04/2024

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1 Answers

SkyLark

Updated:04/09/2024

Many senior drivers can take advantage of various discounts to reduce their automotive expenses.

What types of discounts are available for senior drivers?
Many insurance companies offer discounts for seniors based on age, driving record, and completion of defensive driving courses.
How can seniors find these discounts?
Senior drivers can inquire directly with their insurance providers, check online resources, or contact local senior organizations.
What is the typical percentage of these discounts?
Discounts for senior drivers typically range from 10% to 20%, depending on the provider and eligibility criteria.
Do these discounts apply to all types of insurance?
Most discounts are applicable to auto insurance, but some providers may extend them to homeowner or renter’s insurance as well.
Are there any specific programs seniors should be aware of?
Programs like AARP’s Driver Safety Program, which offers courses to improve driving skills, may provide additional discounts.

Discount Type	Description	Eligibility
Age-Based Discounts	Discounts for drivers over a specific age.	Typically 55 or older.
Safe Driver Discounts	For maintaining a clean driving record.	No accidents or violations for a set period.
Defensive Driving Course Discounts	Discounts for completing an approved driving course.	Completion of a recognized course.
Multi-Policy Discounts	Discounts for bundling multiple insurance policies.	Must have more than one active policy.

Discount Type	Average Discount (%)
Age-Based Discounts	15%
Safe Driver Discounts	20%
Defensive Driving Course Discounts	10%
Multi-Policy Discounts	12%

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