Professional roofers need to ensure their business is well-protected through appropriate insurance policies.

Q&A Section

• Q: What types of insurance should a professional roofer consider?
  A: A professional roofer should consider general liability insurance, worker’s compensation insurance, professional liability insurance, commercial auto insurance, and equipment insurance.
• Q: Why is general liability insurance important?
  A: It protects against third-party claims for injury or property damage that may occur during work.
• Q: What does workers’ compensation insurance cover?
  A: It covers medical expenses and lost wages for employees who get injured on the job.
• Q: What is professional liability insurance?
  A: It protects against claims of negligence, errors, or omissions in the roofing service provided.
• Q: How does commercial auto insurance help roofers?
  A: It provides coverage for vehicles used for business purposes, protecting against accidents, theft, or damage.
• Q: Why consider equipment insurance?
  A: It safeguards expensive tools and equipment used in roofing work from damage or loss.

Insurance Types and Their Benefits

Mind Map of Insurance Needs for Roofers

• Insurance Needs
  • General Liability
    • Bodily Injury
    • Property Damage
  • Workers’ Compensation
    • Medical Expenses
    • Lost Wages
  • Professional Liability
    • Negligence Claims
    • Errors & Omissions
  • Commercial Auto
  • Equipment

Statistical Overview of Roofing Industry Risks

Conclusion

Insuring a roofing business is essential to managing financial risks and protecting both the business and its employees.